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-How does Social Security work? The government wants to make sure that you have at least some income after you retire. So if youamp;#39;ve worked for 10 years or more and paid your Social Security taxes, which typically come out of your paycheck, youamp;#39;ll get Social Security retirement benefits. When youamp;#39;re ready to retire, the Social Security Administration takes your 35 highest-paid years and plugs them into a formula that determines your monthly benefit. -Hmm. Does everyone qualify? If you spent a combined total of 10 years doing work for which you paid Social Security taxes, you qualify. You can start collecting as early as age 62. Though, the longer you wait, the higher your monthly benefit. If you wait until youamp;#39;re 70 to collect, youamp;#39;ll get your maximum monthly benefit. If you become disabled before you docHub age 62 or before you work for 10 years, you may still qualify for Social Security disability insurance. -Got it. -Those monthly payments will
