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33.1 trillion dollars thats how much americans have saved up for retirement as of september 2020. about six and a half trillion of that is held in 401k accounts representing nearly one-fifth of the u.s retirement market 401ks are an employer-sponsored retirement plan and its part of what we call one part of the three-legged stool of the u.s retirement system the other two parts being social security and private savings since 1980 401k plans have quickly grown to become one of the most popular forms of retirement plans for u.s workers its frequently recommended easy to apply for and easy to keep track of however a recent survey shows that nearly two-thirds of americans dont exactly understand how a 401k works its kind of something that you learn about when you get your dental package and your medical you know like heres your medical heres your dental heres your 401k heres your cubicle be great and i think you know that doesnt let you know how serious this is especially now th
