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hi this is Sarah from The Savvy professor and in todayamp;#39;s video weamp;#39;ll talk about how to use per pay watch until the end of the video to learn more first what is peray peray is an online market place that lets you pay for items in installments this service doesnamp;#39;t require credit checks on signup and lets you build credit through ontime payments to sign up you should have a steady job that youamp;#39;ve held for the past 3 months receive your salary via direct deposit have an active mobile number and have a decent debt repayment history and no active bankruptcies how do you use per pay visit perpay.com and tap join perpay to create a new account or log in if you have an account the link is in the description after creating an account shop the peray Marketplace and submit your order to the approvals team for review Once approved the perpay team will help you set up a direct deposit from your payroll here youamp;#39;ll choose how many payments you want to make you