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I just just had a phone call with um uh with clients that were renewing in like August and full on just told them flat out because theyamp;#39;re like hey so whatamp;#39;s you know what are the interest rates looking like and I said essentially itamp;#39;s going to be double what you have right now theyamp;#39;re coming out of 2.79 right and just had to have the Frank conversation right away like letamp;#39;s not panic right you have options yes we might have to extend your amortization put the plan in place and you know like we can still get you back on track it just itamp;#39;s all numbers guys so letamp;#39;s just look at it and weamp;#39;ll see letamp;#39;s just look at it and weamp;#39;ll see whatamp;#39;s up and thatamp;#39;s that sentiment thatamp;#39;s thatamp;#39;s the sentiment thatamp;#39;s coming thatamp;#39;s whatamp;#39;s going to have to happen and the the thing is is that itamp;#39;s part of itamp;#39;s part of the plan so so I think thatamp;#39;s wh