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one of the challenges in our in our uh local Bond markets is that itamp;#39;s not uh government uh Securities or or these treasury bills are not always readily accessible to the average Filipino there are very high uh minimum requirements to access what most consider the most basic uh uh Financial investment the treasury bill so now that uh now that the the doof and the Bureau of Treasury has have moved to digitize uh uh treasury instrument they can be accessible to anyone for as little as 500 pesos um through through uh the P mobile app yeah and the the the requirements are Iamp;#39;m sorry but for our viewers uh are the requirements easier uh through through these ized bonds uh certainly so so um uh a lot of us are familiar with uh setting up a gcash wallet uh setting up a Maya wallet uh itamp;#39;s as easy as that in the past if you want to buy a treasury bill youamp;#39;re going to have to go to the branch uh youamp;#39;re at least going to have uh a few million pesos because