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okay what is a pension well its basically an income stream paid to you for life let me explain a little further though maybe you are a firefighter or youre married to a firefighter or maybe youre my second subscriber and you asked for this video months ago and i never made it yeah sorry it took me a while [Music] whats up guys im k shull welcome to another financial awareness video weve got two minutes so ill keep this generic and brief if you want me to go into more detail let me know in the comments below and ill do a follow-up there are two types of pensions a defined contribution pension where you the employee contributes into the plan like a 401k and a defined benefit pension where only the employer makes contributions for the employee in america when most people talk about pensions what they really mean is the one that pays me for life and thats the focus of this two minute tuesday in the private sector there still are some companies that provide pensions to their employ