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imagine if there was a place you could put some of your retirement nest egg that had zero downside market risk zero fees tax advantages and your money could grow productively based on the upside performance of a market index such as the s p 500 it sounds too good to be true does such a place really exist yes it does itamp;#39;s called an fia and that is the subject of this video welcome to the financial fast lane my name is lane martinson fia is an acronym for fixed index annuity and it is a game changer for soon-to-be retirees i will demonstrate and explain how fias and other indexed financial tools work the fias available today did not exist during the 20th century i mean technically the birth of the first fia was in 1995 but they were in their infancy and hardly anybody knew about them within the first five years at the turn of the century the number of carriers offering fias had grown from 1 to 50. as the advantages of fias became better known and understood during the mid