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This lecture covers the creation and perfection of secured transactions, which are crucial for sellers and lenders to mitigate the risk of non-payment. Payments can be secured by personal or real property, acting as a guarantee of repayment. Article 9 of the UCC governs secured transactions, focusing on terminology, operations, creating secured interests, perfecting security interests, and the purpose of perfection. By the end of the lecture, you will understand key definitions and concepts related to secured transactions.
