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so Im gonna get started because I like to start on time and well get going here so thanks for attending our webinar today Im mark Leeson I am joined today with Veronica heartless Veronica say I am hi everybody that way we know your audio is working too so were going to show you some things that you probably not seen before lending and Finance software will briefly explain what decisions is and why its so much more capable than the kind of software that lenders typically use and see in the market well do a short demo and then take a look behind the scenes to illustrate how any lender can leverage the power of decisions for their unique business processes Veronica Im going to ask you theyre sorry right now but how do our participants participate do they were using the they can they can send us a note through that or theyre not on audio is that right thats correct so that we dont have the audio set up for the attendees but you can either post a question in the chat feature or