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A web or graphic designer retainer agreement is a contract between a designer and client outlining services, upfront payment, and availability. Retainers ensure the designer's availability and help with upfront costs, covering a portion or entirety of the estimated service charge. Any additional costs beyond the retainer are billed to the client. If the work is completed before depleting the retainer, unused funds should be returned unless stated otherwise. The agreement should include names, services, payment terms, duration, and termination clauses.