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You can save a substantial amount of money in a workplace retirement plan like a 401k, and with those high limits you're able to really get some tax benefits today or possibly set yourself up nicely for later. So let's spend the next couple minutes talking about exactly how that maximum works because there are a couple of different ways to get money into a plan, a couple of different sources, then we'll also chat about the annual limits currently and the taxation and a couple of other items. This might be helpful if you're fortunate enough to be able to contribute up to the max or if you just want to know exactly how these things work because it can be helpful to have that information. By the way, this applies to many workplace retirement plans, not just 401k plans but a lot of 403b, TSP, some 457 plans, etc. You certainly want to triple check with your employer and your plan administrator or the various retirement plan vendors to find out exactly what the rules are for your plan beca...
