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so youamp;#39;re thinking about trying zip pay ever scroll through an online store heart set on that perfect outfit or that must have Gadget only to Flinch at the checkout been there done that especially these days when everything seems to cost a little bit more thatamp;#39;s where buy now pay later services like Zip pay come in promising a way to stretch your budget and snag those goodies without the immediate financial strain but before you dive head first letamp;#39;s talk about the real cost of zipay pay because yes while zip pay itself doesnamp;#39;t charge interest on your purchases there can be some hidden fees lurking in the shadows weamp;#39;ll crack open that box and see what it all means for your wallet first things first zip pay operates on a system of splitting your purchases into manageable chunks you choose what you want to buy zip pay pays the seller up front and then you pay zip paav back in installments sounds pretty straightforward right well thatamp;#39;s wher