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hi everyone my name is NL English and Iamp;#39;m a Staff Solutions consultant here at bill in this video Iamp;#39;ll take you on a brief tour of Bill spend and expense before we jump into it letamp;#39;s break down a little bit and discuss why we add a spend and expense management solution to our products site the main reason is managing spend is a huge challenge for lots of businesses knowing who spent what tracking down approvals Gathering receipts often overwhelms CFOs and controllers in charge of creating peace of mind about the financial state of the business further challenges like ensuring your business has enough credit managing fraud on business cards and knowing how much your business has spent at any given time can be daunting when your business still runs with manual timec consuming expense reports so how does Bill spend and expense address these challenges Bill spend and expense is the free platform businesses use to spend smarter so we provide proactive spend controls