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when it comes to business insurance there are many terms and conditions that can be confusing for business owners one such term is the primary and non-contributory endorsement in simple terms it means that a businessamp;#39;s insurance policy will be considered Primary in any other insurance policies will be considered secondary letamp;#39;s dive deeper into what primary and non-contributory endorsement means in business insurance and how it can benefit your business what is primary and non-contributory endorsement primary and non-contributory endorsement is a clause that can be added to a businessamp;#39;s insurance policy this Clause states that a businessamp;#39;s insurance policy will be considered Primary in the event of a claim in any other insurance policies will be considered secondary this means that the businesses insurance policy will be responsible for paying for any damages or losses first before any other insurance policies are considered in other words the businesses