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When choosing a business intelligence tool, understanding licensing options is crucial, especially with varying user access needs. Two main types of licenses are named and concurrent licenses. Named licenses require purchasing a separate license for each user accessing the system, which can be costly if, for example, you have ten thousand users, even if most rarely use the tool. In contrast, concurrent licenses allow a set number of users to access the tool simultaneously, potentially leading to significant savings. Duns SBI offers this flexible licensing model, making it a viable option for users needing scalability without excessive costs.