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Cycle to work schemes are a valuable employee benefit, providing an affordable way to obtain a new bike and accessories. The scheme operates through salary sacrifice, allowing employers to purchase the bike, with employees repaying via monthly salary deductions, resulting in savings on tax and national insurance. For instance, a bike priced at £1,495 can cost just £72.26 over 12 months, achieving maximum savings of nearly £630. Employees can choose from a variety of bikes, including electric options, and receive support throughout the process. The scheme is tailored for small businesses, with assistance available to help implement it. Once employers are registered, employees can shop online and have bikes delivered to their home.
