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foreign [Music] this is Colin day once more financial advisor with capital wealth management certified financial planner and with me today Steve Paula Steve thanks for coming back its good to be back thank you well good I was worried you werent going to accept my invitation uh but Steve uh the reason I wanted you on this particular video slash podcast is to maybe not talk about how cold the office has been this morning but rather talk about the uh the industry event that you went to last week sure and maybe give us some ideas in regards to what you learned there and how we might be able to apply it as financial advisors as wealth managers as 401K Partners uh just trying to see what else you know other people are talking about because we feel a little insular maybe in our in our financial advising community in regards what we feel we need to talk about with folks but really we have to we have to get out into the general public to really understand that we do I hope uh yeah exactly so