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are you building a house in a subdivision and youre freaking out because rates are going up so quickly and your lenders telling you they can only lock for 30 to 45 days do you feel that way and youre supposed to close in six months youre buying from this beautiful subdivision youre so excited you picked out the floor and you picked up cabinets you picked out the windows you picked out everything but youre not closing for six to 12 months and the lender wont walk your rate and youre watching the rates and theyre going up and theyre going up and theyre going up and youre not sleeping i hear this every day everyone on my team hears this every day this is a very big issue in home buying right now okay and heres the thing up until this year no one was really doing super extended locks and the reason is the market was going down to a large extent so youre never going to do an extended lock in a declining market but now were the reverse of that were like the climbing market on