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our hard-working population never seems to catch a break we play by the rules do everything right dedicate ourselves to our jobs and yet our incomes do not keep Pace with the cost of living our monthly bills only get higher and higher and our quality of life is on a steady decline it almost feels like despite all of the effort the American dream is totally out of the docHub of most Americans and the worst part of it is that the vast majority of us will probably have to work until we die the worsening retirement crisis plaking the United States means that over half of the population will never be able to hang their work hands up to relax and to enjoy their senior years and many of those who do retire face the risk of falling into poverty in old age as they run out of funds Social Security benefits failed to provide an adequate safety net for everyone on top of that given that the price of pretty much everything we buy and consume on a daily basis continues to docHub one record high after