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want to get some results in the next 45 days well if you have a collection charge off bankruptcy eviction student loan late payment it don't matter what you have it can come off if you follow this two-step formula and the first thing you got to do is download your credit report what you want to do is download your credit report right you want to go ahead and download your credit report and get all the accounts that's holding your credit score back look at every single negative account so if you didn't seven to ten years for account to be removed from your credit report let me say that again you don't have to wait seven to ten years for account to be removed from your credit report and here's why there's a specific procedure that credit bureaus have to follow and that they don't follow that specific procedure hey it's game over and I'm gonna break it down to you right now so the first part of this formula here's what we're going to do we're going to dispute the completeness and accurac...