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welcome to Excel magic trick number 515 hey if you want to download this workbook and follow along click on my youtube channel then click on my college website link and you can download the workbook XM magic 514 to 515 hey just two videos ago I did an amortization table I know there were a few questions about how to do something slightly different heres what we want to do in this one we want to put extra payments in this column and have the loan pay off early we also want to see two other things were going to look at custom number formatting to clean up the appearance and were going to see how to try and alter formulas mess up get totally frustrated and then figure out from that how to fix the formula so part of this video is going to be about troubleshooting formula creation lets go over here in this video and Ive done a bunch of other amortization videos with lots of tricks Im not going to have a variable number here Im just going to put 0 1 establish a pattern and copy it dow