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hi welcome back to finally revealed in this episode i want to talk to you about the 22 debts or types of debts that you cannot discharge in an individual bankruptcy okay now some of these are going to need way more explanation but im just going to run through these because i dont want to make this video too long okay so ill probably follow up with a couple of other videos to explain it and leave in the comments if you have questions and then thatll kind of tell me where we need to elaborate some more okay these are on in a general basis these are things that you cannot count on getting a discharge from in a bankruptcy all right first a tax or a customs duty next properties services or an extension or renewal of credit or money that was obtained by false pretenses or by commission of an actual fraud or obtained by a false money obtained by a false financial statement next consumer debt owed to a only one creditor to a single creditor that is more than 675 dollars for luxury goods or