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In this tutorial, the speaker discusses the risks associated with rent-to-own agreements, particularly from a lender's perspective. They express skepticism about entering such agreements, highlighting common issues that arise. Rent-to-own is often marketed to those with poor credit, suggesting that rental payments will contribute to a future down payment. However, the speaker warns that these arrangements can easily go wrong. They point out the potential for fraud, as some individuals may attempt to exploit others through rent-to-own scams. Even if a seller is legitimate, there are multiple factors that could complicate the arrangement, particularly regarding how payments are credited toward a down payment.
