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[Music] restructuring and insolvency at the PPF we provide compensation to members of eligible schemes if their employer goes bust and the scheme cant afford to pay their promised pension one of the ways that we fund this compensation is through recoveries from the insolvent employers whose schemes we take on when an employer goes bust its eligible pension scheme will enter a period of PPF assessment the PPF takes over the schemes creditor rights when we try to recover as much as possible from the insolvent employer usually the pension scheme is one of the businesss biggest creditors its sometimes in our interest for a business thats in financial difficulty to enter insolvency sooner thats because if a business which faces inevitable insolvency carries on trading the pension liabilities that well have to take on will be higher we call this increase in our liabilities over time PPF drift there are some cases where we can docHub an agreement that results in a scheme entering PPF ass
