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do you have debt that is getting in the way of you purchasing your home well if you or someone you know are eligible for the VA loan then this video is for you because today Iamp;#39;m going to be discussing how you can use seller credits to pay off those debts hi everyone Iamp;#39;m shaquila L Blanc aka the loan Slayer and Iamp;#39;m your Guide to the journey home today I am going to discuss stellar concessions closing costs and how much youamp;#39;re eligible to get in concessions and closing costs to help you pay off your debt if you are a veteran so take out a pen and a notepad and take some notes because Iamp;#39;m going to show you how to say hello to your new home so what are clothing cost closing costs are the additional fees that are associated with purchasing a home these include attorney fees title fees credit report appraisal and inspection fees as well as lender fees all of these items are required in order for the loan to close and have to be paid the day of