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hello and welcome back to my channel I am Christy van with fantastic finances and on this channel I teach velocity banking today were going to be talking about our favorite subject the IRS uh dont we just love what they do to our paychecks every week uh dont you love the taxes that they can leave you with I have been there and done that and I know that when they have their claws in you you better get rid of that debt because they are going to charge penalties and interest late charges anything else they can get by with and they get by with anything they want to get by with it so lets just be sure that we stay out of debt when it comes to the IRS for sure because we dont want our money taken with penalties and interest in late charges and discharge and that charge and and whatever else the charges are we just dont want that so today were going to be talking about a couple that has 5500 in Old tax debt theyve been paying 450 on this for for quite a while and they didnt realize t