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all right well we should be live here uh folks welcome to thoughtful money Iamp;#39;m thoughtful money founder and your host Adam taget welcoming you here for a special live uh recording of um our ask anything Qamp;amp;A with our financial advisors weamp;#39;re doing this because uh the markets have kind of been in sell-off mode for the past couple of weeks but we had a big uh Global drop yesterday uh anywhere from three to 5% across most of the different um major indices and asset classes um a lot of people are scratching their heads and saying whoa whatamp;#39;s going on here whatamp;#39;s behind all this thatamp;#39;s what weamp;#39;re going to discuss here today Iamp;#39;ve got a couple of um sort of General uh initial questions Iamp;#39;ll get the discussion started with but then the intent here is just to pull your questions from the audience uh whatever questions you guys uh are are most uh concerned about and burning most brightly on your your brains um we are joined t