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everybody Catholic subrahmanyam over it are these schools welcome to your real estate tip of the week now todayamp;#39;s tip of the week is a vocabulary term called a lock-in clause and this is not possible on residential loans residential loans actually arenamp;#39;t allowed to have these clauses but you might see these on some commercial transactions so you might have heard of on a residential property something called a prepayment penalty and a prepayment penalty is where the bank will actually charge the borrower a penalty for paying off their loan early I know that sounds crazy that you think the bank would have want their money back quickly right just to make sure youamp;#39;re not going to default but actually on some residential loans banks put these prepayment penalties where if you pay it off too early you pay a penalty the lock-in clause is a clause that sometimes found on commercial loans that basically prohibits an early payoff of the loan so if you have a loan with a l
