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people sometimes ask will filing bankruptcy wipe out a judgment iamp;#39;m attorney stewart sanwise and iamp;#39;m here to explain to you a little bit about how the bankruptcy system works with regard to judgments well first of all letamp;#39;s take a look what happens when somebody gets a judgment usually a creditor somebody whoamp;#39;s seeking money will go to a court usually a state court and they will sue the person who theyamp;#39;re trying to get a judgment for ultimately if the person suing the plaintiff wins thereamp;#39;s going to be a judgment against the defendant for whatever amount of money that theyamp;#39;re suing for well in michigan you have 21 days where thereamp;#39;s an automatic stay on that judgment pursuant to state law and after that the creditor the person who got the judgment can can proceed to take collection action and so forth if a person files a bankruptcy case the uh action will stop they wonamp;#39;t be able to do any more collection work and d