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Paul youamp;#39;re a bankruptcy attorney so tell the listeners out there what they might call you about when you tell us about your typical client what are people calling you about on a day to day basis mostly its credit card debt and the fact that they need some relief because they just canamp;#39;t afford to keep up with the credit cards anymore getting a lot of mortgage foreclosures lately and occasionally get phone calls about you know wages being garnished and just general debt collection question when people call come to you and say I got this overwhelming credit card debt do you ask them do you need to know does the court need to know how this debt was accumulated some of the trustees will ask what the credit card borrowings were for most people itamp;#39;s just itamp;#39;s supplementing the budget to make the budget work and then when they run out of credit they get into a crisis occasionally I will get someone that just went crazy with the credit cards and ran up a bunch o