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want to get some results in the next 45 days well if you have a collection charge off bankruptcy eviction student loan late payment it donamp;#39;t matter what you have it can come off if you follow this two-step formula and the first thing you got to do is download your credit report what you want to do is download your credit report right you want to go ahead and download your credit report and get all the accounts thatamp;#39;s holding your credit score back look at every single negative account so if you didnamp;#39;t seven to ten years for account to be removed from your credit report let me say that again you donamp;#39;t have to wait seven to ten years for account to be removed from your credit report and hereamp;#39;s why thereamp;#39;s a specific procedure that credit bureaus have to follow and that they donamp;#39;t follow that specific procedure hey itamp;#39;s game over and Iamp;#39;m gonna break it down to you right now so the first part of this formula hereamp;#