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so letamp;#39;s add some numbers here so the average cremation cost before covid which is 2019 was around approximately 9000 to 12 000 a lot of folks say thatamp;#39;s thatamp;#39;s only in the coast like in california or new york new jersey not in the midwest actually thatamp;#39;s not true if you ask this is an approximate number between 9 000 and 12 000 the lowest number actually i pulled it from a midwest area in california itamp;#39;s actually 18 grand or 15 grand and on the coast itamp;#39;s almost similar like 14 15 000. so the number that the middle of america is paying for a cremation cost or burial insurance itamp;#39;s somewhere between seven thousand to fifteen thousand dollars if your aim is to protect that and that amount and you want to cover for your final expense or funeral expenses you have to at least start somewhere around 10 000 policy