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[Music] foreign [Music] hello hello hey yall so were back with another video and Im going to teach you how to remove late payments within seven to ten business days so make sure you stay all the way to the end comment below if you have some late payments that are stubbornly not coming off your credit report so there are a few steps that you can actually take to remove these late payments off of your credit report and Im going to give you the few ways that I know how that Ive been successful with disclaimer if you have a late payment with I just want to start out by saying they are literally the easiest to get a late payment updated with so if you do have one with them these methods definitely work on them the most um as a whole when it comes to auto loans it can be a hit or miss situation not gonna lie to you but Im gonna give you all the full breakdown on what you need to do to remove those like papers off your credit report so first and foremost we want to start out with which