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awesome so lets hit the ground running today were talking about tax efficient withdrawal strategies and this is a topic that really hits home for us because again were big proponents of tax planning and tax efficient withdrawal strategies where youre going to pull from in any given year if its is basically the game when were talking about tax planning okay this is going to be really wrapped in again with taxes everything should be thought of as tax first in retirement as were making decisions and so again this should be a pretty good presentation let me know if you have any questions as we were going as i was building this presentation it took me a little bit longer than usual because theres so many different aspects different ways that we can go with this presentation okay what i decided to do is basically build out a framework for how to choose uh which accounts to take from in a given year because everyones situation is going to be different okay and so this is going to be