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hi Im Michelle welcome to finally revealed in this installment I want to talk to you about waiver what is a waiver a waiver it comes up sometimes in documents uh they can come up in times of documents with your bank they can come up uh when there are some types of claims that youre making and youre making a settlement but in general a waiver is there are several elements to a waiver and to be valid a waiver is a present relinquishment of a known right what that means is for you to wave a claim or for you to wave a right it has to be a right that you have now not something in the future that you might have but something that you have now so its present um it has to be knowing you so you have to know what it is that youre waving and that should be clearly stated in the document before you sign it um um and then it has to be a right that you actually have so its a present relinquishment means youre giving it up of a known right when you sign something and theyre asking you to wave
