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hi welcome back to finally revealed im michelle in this episode i want to talk to you about a certain kind of bdocHub of contract and that is a default under alone before you become in default youll be delinquent in most situations delinquent means youre not performing or theyre alleging that youre not performing according to the terms of the contract which is in a loan situation is a promissory note now not just that promissory note but if there is collateral or other terms there may also be a loan agreement and then there also may be a mortgage or a security agreement or some other document so its important to understand which documents comprise the loan if its just a an installment loan or credit card agreement its going to be one document but if there are other pieces you need to be aware of that when you take out the loan so that you understand all of the terms and then please read it or have someone read it for you so the first step towards becoming in default or a bdocHub