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In this video by Emmett Dempsey, a mortgage broker from Treasure Coast Mortgage, the focus is on the Closing Disclosure (CD), also known as the settlement statement. This video serves as a companion to a previously made Loan Estimate video. Dempsey emphasizes the CD's significance at the end of the loan process, indicating that the borrower is close to closing on their mortgage. He plans to explain the details of the CD, highlighting its differences from the Loan Estimate. Essentially, while the Loan Estimate provides predicted costs, the Closing Disclosure presents the final terms and costs before closing, illustrating the connection between the two documents.