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Jessica Culver, a family lawyer with Dummit Fradin, explains that a separation agreement is a contract addressing issues arising from separation before divorce. It covers property division, spousal support, and other potential concerns identified during an initial consultation. This agreement helps avoid trials and court processes, making the situation more manageable. While it can resolve many issues amicably, some matters may still require court intervention. Overall, a separation agreement is a valuable tool for negotiating terms without the need for litigation.