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today were going to talk a little bit about the 10 commandments of the white code investor and of course you know these are not quite as good as those that were given to moses but i think you will find them useful in your life the first one is thou shalt realize thou hast a second job most doctors and other high income professionals arent going to have any sort of a pension so if you want to retire on more than social security and i assure you that you want to retire on more than social security youre going to need to have some sort of a retirement plan you are a pension fund manager in our 401 k world if you dont manage it nobody else is going to now you can hire help you can hire consultants lets call them advisors but at the end of the day you are responsible for your own retirement for your own financial independence this is a second job in addition to whatever your main gig is which i thank you for dont get me wrong im very appreciative that you do your main job because it