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How to White Out Insurance Waiver

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oh there we go great so welcome everyone whos joined us right at noon the number is going to keep ticking up but were going to start right on time we will be recording this webinar I will share that link back out with the treasurers office so they can distribute it through their email channels and then we will also send it back out to everyone who registered so there there shouldnt be anyone who doesnt have access to the webinar Im Martha Johnston Im the director of education at the Finance Authority of Maine and I just want to say were so pleased that the treasurer docHubed out to us to partner in hosting this webinar today so I will turn it over to Treasurer Beck to kick us off and then were going to jump right in because we got a ton of material to cover thank you Martha very much I am Henry Beck Im your state treasurer this is a very important uh sometimes confusing sometimes stressful topic uh but just by being here youre taking the right approach its also you know a f

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What is the intentional relinquishment of a non right by the insurance company or agent upon which the insured relies?

Waiver in contract and insurance law is the intentional relinquishment of a known right. A waiver may be expressed or implied.

What is the doctrine of estoppel in insurance?

Estoppel a legal doctrine restraining a party from contradicting its own previous actions if those actions have been reasonably relied on by another party.

What is the intentional or unintentional impression by the insurance company?

Estoppel - An equitable principal to the effect that if one intentionally or unintentionally creates the impression that a certain fact exists, and an innocent party relies on that impression and is damaged as a result, the guilty party may be legally prohibited from asserting that fact does not exist.

What is the intentional relinquishment of a known right by the insurance company or agent upon the insured relies?

Waiver is the intentional relinquishment of a known right and, in the context of contracts, occurs when one party to a contract either explicitly repudiates its rights under the contract or acts in a manner inconsistent with an intention of exercising them.

What does waiver mean in insurance?

Definition. A health insurance waiver is a document that when signed provides the option to opt out of a health insurance plan offered to you by making a formal request.

What provision states that claims must be paid immediately upon written proof of loss?

B. Time of Payment of Claims *The Time Payment of Claims provision requires that claims will be paid immediately upon receipt of proofs of loss except for periodic payments, which are to be paid as specified in the policy.

What is the voluntary relinquishment of a known right called in legal terms?

A waiver is the voluntary relinquishment or surrender of some known right or privilege.

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