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How to White Out Insurance Waiver

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Welcome to the webinar hosted by the Finance Authority of Maine, with Martha Johnston as the director of education. The session will be recorded and shared with registered participants and the treasurer's office for distribution. State Treasurer Henry Beck emphasizes the importance of the topic being discussed, acknowledging that it can be confusing and stressful. He commends attendees for their participation, setting a positive tone as the webinar begins to cover the extensive material planned.

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What is the intentional relinquishment of a non right by the insurance company or agent upon which the insured relies?

Waiver in contract and insurance law is the intentional relinquishment of a known right. A waiver may be expressed or implied.

What is the doctrine of estoppel in insurance?

Estoppel a legal doctrine restraining a party from contradicting its own previous actions if those actions have been reasonably relied on by another party.

What is the intentional or unintentional impression by the insurance company?

Estoppel - An equitable principal to the effect that if one intentionally or unintentionally creates the impression that a certain fact exists, and an innocent party relies on that impression and is damaged as a result, the guilty party may be legally prohibited from asserting that fact does not exist.

What is the intentional relinquishment of a known right by the insurance company or agent upon the insured relies?

Waiver is the intentional relinquishment of a known right and, in the context of contracts, occurs when one party to a contract either explicitly repudiates its rights under the contract or acts in a manner inconsistent with an intention of exercising them.

What does waiver mean in insurance?

Definition. A health insurance waiver is a document that when signed provides the option to opt out of a health insurance plan offered to you by making a formal request.

What provision states that claims must be paid immediately upon written proof of loss?

B. Time of Payment of Claims *The Time Payment of Claims provision requires that claims will be paid immediately upon receipt of proofs of loss except for periodic payments, which are to be paid as specified in the policy.

What is the voluntary relinquishment of a known right called in legal terms?

A waiver is the voluntary relinquishment or surrender of some known right or privilege.

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White Out Insurance Waiver