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In this tutorial, Rob Freeman explains how to verify a certificate of insurance (COI). A COI serves as proof that an individual or a company holds specific insurance coverage. To verify it, first, ensure it’s on a form known as an 25. Key information to check on this form includes the names of the insurance carriers and the broker (if applicable), types of coverage, limits of insurance, and the policy expiration dates. Additionally, certificate holders often seek evidence that they are named as additional insured parties or that specific types of coverage are included. It's essential to confirm all these details for proper verification.
