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jjcc PA here hope youre doing well this video is really for people that have read the law so crying be for those that have actually read it Im gonna be talking about section 1106 of the cares Act I would assume that if youre listening to this that youre familiar with it as well as section 1102 what I wanted to point out is that before you even get to 1106 that you had to have first spent the money accordingly which is 75% on payroll 25% on the other qualified expenses so those things have to be met and then when youre applying 1106 specifically D youre applying it to the whole amount of the loan not just the payroll amount so youre taking the entire amount of the loan the entire amount of forgiveness and applying the items that are in two three four and five so its not just the payroll the other aspect is that if you dont spend the money okay then youre not going to be forgiven because of 1106 D so if no one spent the money and their moneys just all sitting right there to g
