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if youre a homeowner its safe to assume you dont want to do anything that voids your insurance so youre going to want to avoid the following things well start off with an obvious one no illegal activities should be committed by you or anyone living in your home and you cant plead ignorance make sure to keep tabs on things and ensure no laws are being broken next no fraudulent claims an example of this would be starting a fire and then submitting a claim through your insurer adjusters have anti-fraud processes and technology to catch things like this so its likely youll be caught its also a criminal act that can result in fines or even jail time you can also avoid your home insurance if you make a claim on an item you cant prove you own proof includes things like receipts and photographs you should also create an inventory of your personal property to ensure your chances of a successful claim finally you can void your home insurance by changing the risk profile or value of yo