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jay-j the CPA here want to focus in on what I believe is going to be required for the Paycheck protection program loan and the reason I want to go through this is that I have been telling clients about this you and Im glad that I mean Im in the same spot as you boy lets get ready we dont want these you know loan available loans to run out lets get ready to rock lets find the banks that are ready to yeah with that get with it and you know Thursday morning i contacted bankers and a number of them actually didnt even know what I was talking about so thats more just to say that you know the banks are catching up and you know bankers are just following on what they know until they really get more information and so clients that are docHubing out to the banks because Ive Ive had a request of clients you know its like well you know ask your bank if theyre going to do these banks that are going to do them right are probably waiting to hear what it is thats required and so bankers