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all right are we talking about automatic forgiveness with ppp i tell you what it feels that way just hours ago the sba came out with this new form s and if its 50 000 or less on your ppp they have put this together where you dont have to put anything on the forms but im telling you right now theres a major rub to this so lets get into that right now [Music] jj the cpa here hope youre doing well so heres the thing to note its not automatic forgiveness because you still have to do the calculation its going to be presented that way im sure theres going to be people that dont know what theyre talking about theyre going to be like oh its 50 000 or less its automatic forgiveness its not automatic forgiveness because what came out this is the new form and then we have a a new memo with some instructions that go along with this and what it indicates clearly is that you still have to do the calculation you still have to go through figure out what your payroll costs are interes