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So, youre at the agency counter ready to pick up the keys for your rental car and then you get the sales pitch. Have you thought about buying rental car insurance? Heres where the confusion can set in. You dont want to overpay but you dont want to be underinsured, and you think you might be covered by your credit card but youre not sure for what exactly. It can get complicated but it doesnt have to be. Heres everything you need to know about credit card rental car insurance in about three minutes. First, what does it cover? Credit cards provide the same insurance you get from a collision damage waiver or loss damage waiver, which rental agencies sell as CDW or LDW. That means youll be covered for any damage to the rental car itself, including if its lost or stolen. Get a fender bender? Suddenly find your parking spot empty because someone broke into your car? In either of those cases, youd be covered for the cost of the rental car by your card. The kicker! You wont need to b
