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welcome again my friends to another edition of The Heritage wealth planning YouTube channel todays gonna be a follow-up on the other episodes weve been talking about about social security Im linking to them there thats why Im doing that this could be about survivor benefits though as opposed to what we talked about last time uh which is spousal benefits and then we talked about before just taking your own benefit with Pia and Aime and all the various acronyms that go with Social Security survivor benefits is a whole different animal and like the other uh benefits that you can apply for you need to understand it and its not an easy thing to do its a complex and I highly suggest you take some time to research this because once you do it in this day and age its awful hard to go back and fix it uh Social Security gives some leeway there but thats changing all the time so what happened was in 2015 President Obama signed his new rules on Social Security which we talked about before