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hello viewers welcome back to my channel hope you are all doing well in todays video we are going to discuss the insurance policies of USA so lets get started the insurance industry in the United States is highly regulated and there are several types of insurance policies available to individuals and businesses here an overview of some of the most common types of insurance policies in the United States health insurance health insurance is the type of insurance that covers medical expenses incurred by an individual or group it can be purchased by individuals or offered as a benefit by an employer the coverage typically includes doctor visits hospital stays prescriptions drugs and other Medical Services auto insurance auto insurance is the type of insurance that protects drivers and their vehicles in case of an accident or theft it is mandatory in Most states and typically covers liability collision and comprehensive coverage home insurance home owners insurance is the type of insuranc