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Private investing used to be only for the wealthy, as people could invest in large companies like Apple but not in small startups. This changed in 1933 when the SEC restricted non-wealthy individuals from investing in private companies due to risk. This law remained for 80 years until recently when technology has made it possible for anyone to invest in startups. Startups are risky, with nine out of ten failing, but new technology has opened up opportunities for everyone to invest in these ground-floor opportunities, regardless of income.
