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Will the rent cover the outgoings? As a landlord we recommend you do your due diligence and calculate the costs of the out goings for the property before purchase and avoid any harsh shocks. Overall, the following are the costs you typically need to allow for: 1. Mortgage payments 2. Landlord, Building and Public Liability insurance 3. Rates 4. Smoke alarm compliance 5. Renovations and decorating 6. Maintenance and repairs 7. Letting agency fees 8. Health Safety 9. Paying Taxes 10. Finding tenants 11. Credit checks referencing If you are savvy with excel you could easily set up a spreadsheet and make note of the fees for any property that makes your hot list. The tenant is responsible for the following: 1. Electricity, 2. Gas, 3. Water and other Utilities (e.g. internet connection) 4. Yard maintenance As long as the premises are separately metred, and the tenancy agreement includes the agreed charges. Depending on how proactive and efficient your property managers is you may also